The Pursuit of Sovereignty.
Standard financial advising is rooted in compliance and retroactive observation. We engineer proactive, structural wealth systems designed exclusively to maximize what you legally keep.
Brian P. Michaud
CEPA, CLTC
CEO of Encompass Group companies
Patrick Dowling
Partner & StrategistA pedigree of structural execution.
Brian P. Michaud, CEPA, CLTC, founded Encompass Group out of a deep frustration with the traditional financial industry. Since 2007, he has worked as a Business Consultant and Financial Strategist, focusing entirely on the complex needs of high-net-worth founders who have outgrown standard retail advice.
Brian realized early on that most accountants operate as historians. They simply record what happened and report what you owe. Under his leadership as CEO, Encompass Group was built to act as architects. Brian and his team design exactly what will happen next, building the proactive structures required to protect your enterprise value and keep your wealth intact.
Direct Line
(888) 364-5046Expertise
Business Consultant &Financial Strategist
Bridging strategy with execution.
With a foundation in strategic education and two decades of high-level consulting experience, Patrick brings a uniquely analytical perspective to wealth architecture. He understands that the most sophisticated financial structures are useless if the founder doesn't feel confident executing them.
Patrick bridges the gap between complex federal tax codes and real-world execution. He doesn't just present spreadsheets; he works directly alongside business owners to ensure they deeply understand the mechanics behind their exit, liquidity, and wealth preservation strategies, keeping them in complete control of their financial trajectory.
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(413) 537-8188The Sovereign Wealth Protocol.
Enterprise Diagnosis (Quality of Earnings)
Before any architecture begins, we strip the business down to its raw EBITDA. We identify drag, unnecessary tax liabilities, and correct misaligned corporate structures (LLC vs C-Corp) to prep the entity for maximum valuation.
Liquidity Extraction Strategy
We systematically separate your personal liquidity from your enterprise risk. Using Cash Balance Plans, defined benefit models, or specialized legacy real estate, we pull capital out of the business in a highly tax-advantaged manner.
M&A Exit Alignment
3-5 years prior to transition, we model your optimal exit. Whether it is a Private Equity recapitalization (rollover equity), a strategic acquisition, or an ESOP, we ensure the legal chassis fits the exact buyer archetype.
Execution & C-Suite Integration
We don't just hand you a binder. Through our Consult model, we deploy fractional CFOs and operations executives directly into your firm to execute the structural changes necessary to drive up the multiple.
Post-Sale Sovereignty
Your liquidity event is fully capitalized. Capital gains are neutralized via mechanisms like Section 1202 QSBS or Charitable Remainder Trusts. Your generational wealth is secured, entirely independent of Wall Street's whims.